Welcome to 61 Concord Avenue, a solid raised bungalow built in 2001 located in a quiet St. Catharines neighbourhood. This property offers 3 bedrooms and 1 bathroom on the main floor, plus a separate 2-bedroom lower-level apartment with its own private entrance - perfect for an in-law suite, rental income, or multi-generational living. The upper level features a bright and functional layout with large windows, an open living space, and room to make it your own. Downstairs, the second unit offers excellent versatility and value for investors or families seeking extra space and privacy. Enjoy the fully fenced backyard complete with low-maintenance artificial turf, ideal for children, pets, or entertaining. Located just minutes from the QEW, downtown St. Catharines, shopping centres, schools, parks, and countless amenities, this home offers both convenience and potential. Whether you're a first-time buyer, savvy investor, or part of a multi-generational family, this home provides a unique opportunity to own a well-built home in an accessible and family-friendly neighbourhood.