Secure a premier piece of Old North real estate with this exceptional, legally licensed solid brick DUPLEX located at 125 St. James St. This purpose-built property offers a rare "AAA" location just steps from the University of Western Ontario, St. Joseph's Hospital, and the vibrant atmosphere of Richmond Row and Victoria Park. For outdoor enthusiasts, the immediate proximity to Gibbons Park and its scenic trail system provides an unparalleled lifestyle right at your doorstep. This is more than just an investment; it is a strategic opportunity for an owner-occupier or a parent looking to provide high-quality housing for their student while the upper unit serves as a substantial mortgage helper to offset living costs. The upcoming vacancy of the main floor two-bedroom unit on February 1st provides incredible flexibility (currently rented at $2,095 plus gas/ hydro), allowing you to move in yourself or reset the unit to current market rates. This front-and-back design ensures maximum privacy, with both the main 2 bedroom unit and the spacious 3 bedroom upper unit functioning as independent homes. Each unit features its own basement, private laundry facilities, and dedicated furnace, air conditioning, and water heater. The financial profile of the property is highly attractive, featuring separate gas and hydro meters so tenants pay their own usage. Recent upgrades further enhance the long-term value and ease of ownership, including a durable metal roof and a massive double-wide driveway that accommodates up to six vehicles- a significant rarity for the Old North area. The upper three-bedroom unit provides reliable, immediate cash flow, increasing to $2,257 plus gas/hydro April 1st. Whether you are a seasoned investor looking for a high-demand asset in a low-vacancy hub or a family seeking a premium home with a built-in income stream, this duplex represents a sound and versatile venture in London's most sought-after neighborhood