Excellent commercial investment opportunity in downtown St. Mary's on a well-maintained, centrally located corner lot in a high-traffic, high-growth area. Corner property features a main-level national chain tenant with a long-term lease, plus a fully renovated upper-level 2-bedroom residential unit currently operating as a successful short-term rental, with options for long-term rental or personal use. Bonus raw, undeveloped space offers potential for an additional 1-bedroom unit and increased income. Approx. 4.5% cap rate with upside through further development. St. Mary's draws year-round visitors supporting rental demand. Kindly do not go direct-contact your REALTOR for details.