Absolutely stunning, fully renovated duplex in the heart of Chatham featuring two 3-bedroom units. This impressive turnkey income property has been updated with permits and in line with municipal bylaws. Mixed-use commercial/residential zoning offers excellent flexibility for residential or business tenants and presents a strong opportunity for an owner-occupier to live in one unit while generating $2,000+/month from the other. Imagine the security of making $24k each year from your home! The main-floor unit features a charming covered front porch and an open-concept kitchen and living area with custom cabinetry, exposed brick accents, and a large island. The spacious primary bedroom includes a walk-in closet and a beautifully finished 4-piece ensuite, along with two additional bedrooms, in-suite laundry, and a stylish 3-piece main bath with tiled shower. Direct access to the large unfinished basement provides ample storage. This unit is currently fully furnished and operating as a successful upscale short-term rental, though it could easily transition to a long-term lease. The upper unit offers a generous living room with access to a second-floor patio overlooking the Thames River and downtown Chatham skyline. It also boasts an inviting dining room, a character-rich vintage kitchen, three bedrooms, and a 3-piece bathroom. A standout feature is the expansive third-floor loft, ideal as the primary suite, additional living space, or both, complete with in-suite laundry and ample storage. Each unit is separately metered for heat and hydro, with recently updated mechanical systems. Units are separated by fire-rated Safe’n’Sound insulation. Blending vintage charm with modern updates, this exceptional property offers comfort, flexibility, and long-term investment potential.