Primary photo of 116-10 - 1052 RAT BAY ROAD, Lake of Bays (Franklin)
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Single Family For Sale

$49,900

116-10 - 1052 RAT BAY ROAD

MLS® Number: X12773454

Bedrooms

2

Bathrooms

2

About This Property

This FRACTIONAL ownership resort has almost 50 acres of Muskoka paradise and 300 feet of south-facing frontage on Lake of Bays. This is NOT a time share because you do actually own 1/10 of the cottage and a share in the entire resort, although some think it is similar to timeshare. Fractional ownership gives you the right to use the cottage Interval that you buy for one core summer week plus 4 more floating weeks each year in the other seasons for a total of 5 weeks per year. Facilities include an indoor swimming pool, whirlpool, sauna, games room, fitness room, activity centre, gorgeous sandy beach with shallow water ideal for kids, great swimming, kayaks, canoes, paddleboats, skating rink, tennis court, playground, and walking trails. You can moor your boat for your weeks during boating season. Algonquin Cottage 116 is a 2 bedroom cottage with laundry and is located next to a beautiful woodlot on the west side of the resort with excellent privacy. There are no cottages in front of 116 Algonquin which means it has a lovely view and provides easy access to the beach and lake. The Muskoka Room in 116 Algonquin has an extra chair, making it stand out from other Algonquin cottages, and it's fully insulated for year round comfort. Cottage 116 also has an extra Muskoka chair on the deck and a private BBQ. Check-in for Cottage 116 is on Sundays at 4 p.m. ANNUAL maintenance fee PER OWNER in 2026 for 116 Algonquin cottage is $5127.43 + HST payable in November for the following year. Weeks in 2026 start on Mar 1, June 7, August 30 (core week includes Labour Day weekend), October 25, and Dec 20/26 (Christmas week!) . No HST on resales. All cottages are PET-FREE and Smoke-free. Ask for details about fractional ownerships and what the annual maintenance fee covers. Deposit weeks you don't use in Interval International for travel around the world or rent your weeks out to help cover the maintenance fees.

Property Details

Interior Details

Appliances

Water Heater

Basement

None

Bathrooms Total

2

Bedrooms Total

2

Cooling

Wall unit

Fireplace

True

Fireplaces Total

1

Heating

Baseboard heaters, Propane

Building & Exterior

Architectural Style

Bungalow

Building Features

Exercise Centre, Recreation Centre, Sauna, Fireplace(s), Visitor Parking

Exterior Features

Wood

Foundation Details

Block

Parking Features

No Garage

Stories

1.0

Land & Location

City Region

Franklin

Community Features

Pets not Allowed

Postal Code

P1H2J6

View

Lake view, Direct Water View

Utilities & Services

Utilities

Wireless, Electricity Connected

Listing & Financials

Association Fee

$5,127.43

Association Fee Frequency

Monthly

Association Fee Includes

Common Area Maintenance, Heat, Electricity, Water, Parking

Association Name

Blue Water Acres

Listing Office

Chestnut Park Real Estate

Originating System Name

OnePoint Association of REALTORS®

Other Specifications

Common Interest

Condo/Strata

Country

Canada

Parking Total

4

Security Features

Smoke Detectors

Waterfront Features

Waterfront on lake

Mortgage Calculator

20% ($9,980)
5.5%
25 Years

Estimated Monthly Payment

$245

Principal and interest only. Actual rates may vary.

Location & Map

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List Property116-10 - 1052 RAT BAY ROAD - Single Family for Sale in Lake of Bays (Franklin), Ontario | MLS® X12773454