Primary photo of 107-3 - 1052 RAT BAY ROAD, Lake of Bays (Franklin)
1 / 34

Single Family For Sale

$39,000

107-3 - 1052 RAT BAY ROAD

MLS® Number: X12825826

Bedrooms

2

Bathrooms

2

About This Property

Blue Water Acres fractional ownership resort has almost 50 acres of Muskoka paradise and 300 feet of south-facing frontage on Lake of Bays. 107 Algonquin is a 2 bedroom cottage located close to the indoor swimming pool and games room. The Muskoka Room in 107 Algonquin is fully insulated for year-round comfort. This is NOT a timeshare but some might think it's similar. You would actually own a 1/10th share of the cottage that you buy. Ownership also includes a share in the entire complex. This gives you the right to use the cottage Interval that you buy for only five weeks per year: one core summer week plus 4 more floating weeks in the other seasons. Facilities include an indoor swimming pool, whirlpool, sauna, games room, fitness room, activity centre, gorgeous sandy beach with shallow water ideal for kids, great swimming, kayaks, canoes, paddleboats, skating rink, tennis court, playground, and walking trails. You can moor your boat for your weeks during boating season. Check-in is on Fridays at 4 p.m. ANNUAL maintenance fee PER OWNER for 107 Algonquin cottage in 2026 is $5127 + HST. Core week 3 for this cottage starts on July 10, 2026 and the remaining weeks for 2026 start (or started) on January 9, March 20, April 17, September 4/2026. There is a laundry in the Algonquin cottage. There is no HST on resales. All cottages are PET-FREE and Smoke-free. Please note that interior photos are of a similar unit (all Algonquins have the same floor plan)

Property Details

Interior Details

Appliances

Water Heater

Basement

None

Bathrooms Total

2

Bedrooms Total

2

Cooling

Wall unit

Fireplace

True

Fireplaces Total

1

Heating

Baseboard heaters, Propane

Building & Exterior

Architectural Style

Bungalow

Building Features

Exercise Centre, Recreation Centre, Sauna, Fireplace(s), Visitor Parking

Exterior Features

Wood

Foundation Details

Block

Parking Features

No Garage

Stories

1.0

Land & Location

City Region

Franklin

Community Features

Pets not Allowed

Postal Code

P1H2J6

View

Lake view, Direct Water View

Utilities & Services

Utilities

Wireless, Electricity Connected

Listing & Financials

Association Fee

$5,127

Association Fee Frequency

Monthly

Association Fee Includes

Common Area Maintenance, Heat, Electricity, Water, Parking

Association Name

Blue Water Acres

Listing Office

Chestnut Park Real Estate

Originating System Name

OnePoint Association of REALTORS®

Other Specifications

Common Interest

Condo/Strata

Country

Canada

Parking Total

4

Security Features

Smoke Detectors

Waterfront Features

Waterfront on lake

Mortgage Calculator

20% ($7,800)
5.5%
25 Years

Estimated Monthly Payment

$192

Principal and interest only. Actual rates may vary.

Location & Map

Similar Listings

List Property